Licensing – Risks can include liability for injuries suffered if a worker or third party is injured, property damage if something goes wrong and the risk of the job being left unfinished, which can include responsibility for bills from unpaid subcontractors or suppliers who can put a Lien against your home. 

Insurance –General Liability Insurance and Workman’s Compensation Insurance are the most critical and common forms of insurance need to adequately cover all claims against injury and property damage during the course of a project. – In the event that you hire an uninsured contractor, you may become legally responsible for injuries to persons and/or damage to personal property. Be sure all workmen on your project are covered under their employer’s workman’s compensation and general liability Insurance.

What are Bonds? – Bonds are issued by surety companies. Their function is to guarantee completion of projects done by contractors. There are different types of bonds but are generally posted for amounts equal to or greater than the full amount of the contract sum for a home improvement project.

How can a Bond Protect Me? In the event that a contractor does not complete your project, the bonding company may be required to reimburse you the remaining costs or pay a contractor to finish the project.

 

APPROVED CONTRACTORS 

�  Each contractor & trade professional is pre-screened to ensure they have the appropriate licensing, bonding and insurance. (Read More)

�  We verify their is no pertinent criminal records, civil actions, judgments or liens against them. (Read More)

�  We insure that each Contractor's business is legally registered in the State.

�  We verify each contractor and trade professional has a reasonable amount of experience in their professional trade and has legitimate customer references to qualify.

�  Our members understand the value of advertising and marketing. They gladly pay a small fee for each referral they receive as a normal cost-of-doing business. These fees are never passed on to the CallAProTMcustomer.

�   We routinely monitor pricing to ensure "fair trade rates" and support the ongoing education and betterment of both our members and the companies they represent to better serve the needs of our customers and the communities we serve.

 
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